What's the difference between fico score and the credit score.?

I had recently checked my credit score with 3 credit bureaus i had a low score from equifax, medium score on trans union and a high score on experian. and my fico score was high as well. JUst curious to find out why they are not even. The differnce between my equifax and experian was close to about 100 points! what can i do tochange this.. remeber that I%26#039;ve been paying bills as well as making cc payments on time, including paying over the minimum requirement. anyone have an answer !

What%26#039;s the difference between fico score and the credit score.?

A FICO score is your credit score, however not all credit scores are FICO scores. The 3 main credit bureaus each have their own credit scoring systems, as well as a FICO competitor called Vantage.

The FICO score is the only one that matters so far. When you go to buy a house, they are only checking FICO scores, not the other ones. If they offer to sell you your credit score, and it%26#039;s not FICO, don%26#039;t buy it, because it%26#039;s worthless.

There is typically some variation in the credit reports from each agency. Some have accounts not in others, some have errors, etc. Check each report and make sure everything is 100% accurate. Dispute any error, even tiny ones like your address. Once everything is 100% accurate, then get your FICO scores again. There still will be some variation, but usually far less than 100 points.

What%26#039;s the difference between fico score and the credit score.?

In my understanding, the credit score is the score each individual credit bureau gives you. The FICO is the entire credit report, including debt to income ratio, etc. The FICO is the important one. Keep doing what you are doing and it should catch up, but still request your reports to check for errors.

What%26#039;s the difference between fico score and the credit score.?

They are all just different companies. They have different info and they calculate differently. If you are planning to make a purchase, and the company you are buying through says anything, just tell them to pull another report from someone else. Usually they can and will

What%26#039;s the difference between fico score and the credit score.?

all your info does not go to all credit bereaus some buisnesses(credit cards etc.) use one of the three. you should always go with trans union they should have all your info on it from the other two credit bereaus.

What%26#039;s the difference between fico score and the credit score.?

One way to make your score go up is to have credit cards with no or low balances. If you pay off a credit card, you should leave the card open and not use it if you want your score to go up.

What%26#039;s the difference between fico score and the credit score.?

FICO is all three added together then divided by 3.

What%26#039;s the difference between fico score and the credit score.?

I once experienced something like this. My TransUnion score was much lower than the others. I ordered credit reports from all three bureaus and compared the info. - and lo and behold, my TransUnion report had some errors. I corrected them, and then it was fine.

Considering the big score difference, maybe this is what%26#039;s happened to you as well?

The three scores vary, but usually not by that much.